Grant, Jones & Stuart

Insurance Brokers Inc.

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Mike's Comments

last updated
Aug 4, 2010

Welcome to 'Mike's Comments': A new section of our website where I will post information that has come to my attention which I hope you will find informative. The Insurance marketplace is changing at a faster rate than ever and in response I want to get critical information up on the website as quickly as possible.

I hope you find the information provided useful and would welcome any comments you may have. If you have any questions or would like to discuss any of the items that appear in this section, you can call me at 905-470-2760 extn 225 or e-mail me at mstuart@rogers.com.

Insurance can be confusing and frustrating at times. As best I can I will try to provide timely information about the industry and products that we deal with daily to help you better understand Insurance and make informed decisions.

Michael Stuart, BBA, FCIP, CRM, CAIB
Grant, Jones & Stuart Insurance Brokers

Jul 29, 2010	Zero Blood Alcohol requirement for those 21 and under! New rules come into effect on August 1 .... full text
Jun 25, 2010	Earthquakes! Not something most of us have thought about, .... full text
Jun 18, 2010	Putting some ideas into practice: Over the past few months, I've taken action on a few items that I've previously mentioned in my comments.... full text
May 31, 2010	More Insurance Scams! The latest scams, which always increase during difficult market conditions, are advertising very low rates ... full text
May 26, 2010	The HST - good news and not so good news... First the good news: Insurance will NOT be subject to HST. The taxation of insurance will remain the same for us Ontarians, ... full text
Apr 20, 2010	Introducing Hagerty Insurance! We are very pleased to announce that we now have access to Hagerty Insurance, who are offering collector car coverage in Canada. ... full text
Apr 19, 2010	Staying in Touch: You can read the latest issue of our 'Staying in Touch' newsletter. Each time we do these, it seems like the world has changed dramatically... full text
Feb 12, 2010	Announcing the addition of Dominion of Canada! We are very pleased to advise that we have added the Dominion of Canada to our group of companies .... full text
Feb 5, 2010	Water, Water, Everywhere!!!!!! The 'traditional' name for Property Insurance was 'Fire Insurance.' This term is still often used .... full text
Dec 17, 2009	Some thoughts for the end of a decade: It didn't really hit me until recently that we are wrapping up a decade.... full text
Nov 27, 2009	More thoughts on 'Critical Coverage Reporting': This ties in to some of the comments regarding insurance scams... full text
Nov 20, 2009	An excellent source of additional information: One of the best writers I have seen on the topic of Insurance is James Daw, who writes for the Toronto Star.... full text
Nov 16, 2009	It won't happen to me, right? We all tend to think this way as a 'defence mechanism.' If we were worried about every little thing... full text
Oct 29, 2009	A few words about price: Here are some fantastic quotes from John Ruskin (1819 - 1900), Author, Critic, Artist & Philosopher: 'It's unwise to pay too much, but ... full text
Oct 25, 2009	Researching cars? Why not check out youtube. I've been asked a few times about what cars are 'safer.' I can provide statistics and insurance rates, however one of the most eye opening things you can do is look up the vehicle you are considering and see how it performed on crash tests..... full text
Oct 23, 2009	Distracted driving: We've all read the articles and heard the news stories, so I don't think we need any more convincing: The task of driving is critically important... full text
Oct 19, 2009	Do you know your credit score? Since the 'credit crisis' of 2008, credit, and the use of credit information has taken a much higher profile in the media.... full text
Oct 19, 2009	An update to the Uninsured Drivers comment: It now appears that the system to verify coverage may be in place by 2010. This is an important step.... full text
Oct 5, 2009	The problem of uninsured drivers: In all the discussion regarding auto insurance reform in Ontario, I hear very little about the problem of uninsured drivers. Estimates of the number of uninsured drivers in Ontario vary widely, but... full text
Sep 24, 2009	Why did my &)(&)(* rate go up????? We are entering a period of increasing Insurance rates across all types of coverage and for virtually every Insurance Company in the province of Ontario. The biggest frustration for most people is .... full text
Jul 6, 2009	If Insurance was never improved(?) Certain ads running with very high frequency on both radio and television are trying to paint a picture of brokers and their companies as 'never changing'.... full text
Jun 18, 2009	The environment and Insurance: Here's something that I hadn't really thought of, but there is a direct link between 'best practices' for the environment and 'best practices' for Insurance and Risk Management. full text
Apr 17, 2009	ING Insurance becomes Intact Insurance: The worldwide changes happening to the financial sectorcontinue to unfold at a stunning pace. full text
Feb 11, 2009	What do brokers do? People often wonder, why should I use a Broker? full text
Jan 15, 2009	We appear to be heading into a period of increasing insurance rates as we begin 2009. full text
Jan 15, 2009	Pink Slips are extremely important! Each time your automobile policy renews, full text
Jan 8, 2009	Online quoting: BE CAREFUL!!! Online quoting is becoming increasingly popular. full text
Jan 8, 2009	There has been a significant jump in Insurance related scams over the last 5 years. full text